Bank fraud and online scams have become one of the most common types of cybercrime in India. Fraudsters use various techniques like phishing, fake calls, OTP scams, and malware to steal money from people’s bank accounts. Once the money is stolen, recovering it can be challenging without proper legal guidance. This is where Advocate Deepak, an expert cyber crime lawyer, plays a crucial role in helping victims take the right legal steps and recover their funds.
What is Bank Fraud in Cybercrime?
Bank fraud in cybercrime refers to any illegal activity where criminals deceive individuals or banks to steal money or financial data.
Common examples include:
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Phishing Emails/SMS – Fake messages pretending to be from banks.
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Vishing (Voice Phishing) – Fraudulent calls asking for OTP, PIN, or CVV.
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SIM Swap Fraud – Criminals duplicate your SIM to access banking OTPs.
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UPI & Payment App Frauds – Sending fake payment links or requesting payment.
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Malware Attacks – Installing spyware on your device to capture bank details.
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Fake Loan Offers – Offering personal loans to collect sensitive documents.
How Bank Fraud Happens
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Social Engineering – Fraudsters manipulate emotions (fear, urgency, greed).
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Fake Banking Websites/Apps – Designed to steal login credentials.
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Data Breaches – Leaked account information from insecure databases.
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Unsecured Wi-Fi Networks – Hackers intercept data during online transactions.
Steps to Take Immediately After Bank Fraud
If you are a victim of bank fraud, time is critical. Follow these steps:
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Contact Your Bank Immediately – Request to block your account/card and freeze suspicious transactions.
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Call 1930 (Cyber Crime Helpline) – India’s national cybercrime helpline number.
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File a Complaint on Cybercrime.gov.in – Official Government Cybercrime Portal.
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Collect Evidence – Screenshots, SMS, call recordings, bank statements.
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Hire a Cyber Crime Lawyer – Like Advocate Deepak, who can prepare a legal notice and file a police complaint in the right sections of law.
How Advocate Deepak Helps in Bank Fraud Cases
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Filing Police Complaint & FIR under relevant cybercrime sections like:
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IPC 420 – Cheating
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IT Act 66C – Identity theft
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IT Act 66D – Cheating by personation using computer resources
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Liaising with Banks to freeze the fraudster’s account before they withdraw the money.
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Tracking Transactions through cyber forensic experts.
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Coordinating with Cyber Cell for tracing IP addresses and SIM card details.
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Filing Civil Suits for recovery if needed.
Legal Process to Recover Money from Bank Fraud
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Preliminary Complaint Filing – FIR/Cyber Portal complaint.
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Freezing Suspect Accounts – Done through bank & police intervention.
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Investigation – Gathering transaction trail, device tracking, and IP logs.
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Court Proceedings – Filing for recovery and damages.
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Settlement or Refund – Bank or fraudster returns the money upon proof.
Safety Tips to Prevent Bank Fraud
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Never share OTP, PIN, CVV, or NetBanking password.
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Always check the URL of bank websites before logging in.
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Avoid clicking on unknown links or attachments.
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Use official banking apps from Play Store or App Store.
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Keep two-factor authentication enabled.
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Regularly update phone and banking app software.
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Avoid using public Wi-Fi for financial transactions.
Bank fraud cases are increasing rapidly, but with the right legal approach, recovery is possible. Advocate Deepak, a specialist in cybercrime and bank fraud cases, ensures victims get proper legal support, faster resolution, and maximum chances of getting their money back.
If you are a victim of bank fraud, contact Advocate Deepak at +91-7303072764 immediately to take timely action.
Disclaimer
This content is intended solely for informational and educational purposes. It does not constitute legal advice, and no attorney-client relationship is created by reading it. We are not engaging in any form of advertisement or solicitation through this article. Cybercrime laws and procedures may vary depending on jurisdiction and the specific facts of a case. Readers are advised to consult a qualified cyber crime lawyer for professional advice tailored to their situation.